| UC-1
|
Submit loan request
|
P1
|
| Primary Actor: Applicant |
Supporting Actors: Loan assistant, Credit
bureau |
| Brief Description/Goal
|
| The applicant wishes to receive a consumer loan from the
bank. The applicant fills out a loan application and submits it to the bank for
processing. The applicant is informed of the application status and the
approval process begins. |
| Preconditions: The applicant has access
to a loan request application |
Success Guarantee:
|
| Use Case Status: Complete |
Implementation Status: Started |
| Flow of Events
|
|
Main Success Scenario:
-
Applicant completes online loan application
-
System prepares for evaluating the loan
-
Validates information on application
-
Forwards request to external credit bureau
-
Retrieves existing account history (if applicant is an existing customer)
-
Calculates credit score
-
System sends Applicant an e-mail confirming that the loan request has been
received
-
Status of loan request is set to "credit check complete"
-
The system forwards the loan request to a loan assistant in order to validate
references supplied on the application (UC-4)
Extensions:
3.a Applicant's credit history is
below the acceptable level
-
System generates a letter informing Applicant that the loan request has been
denied (to be sent by postal mail)
-
use case ends
|
| Non-functional Requirements |
ID |
| Only the loan officer and loan clerks should have access to
the credit information |
REQ-1 |
| The system should be able to handle 2000 loan requests per
day. |
REQ-2 |
| Open Issues |
AssignedTo |
ResolveBy |
| What are the business rules for calculating a credit score? |
Mary |
Oct. 1 |
| What information needs to be on the application to complete
the request? |
John |
Nov. 1 |
|